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MyLifeSettlements

Terms of Service

Effective Date: February 28, 2026 · Last Updated: February 28, 2026

1. Acceptance of Terms

By accessing or using the MyLifeSettlements website at www.mylifesettlements.com (the “Site”) and any services provided by MyLifeSettlements LLC (“MyLifeSettlements,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must discontinue use of the Site immediately.

You must be at least 18 years of age to use this Site. By using the Site, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

2. Description of Services

MyLifeSettlements provides an online platform offering:

  • Educational content and resources about the life settlement industry.
  • An investment inquiry and intake process for prospective clients.
  • Account management tools for approved clients.

Our platform is designed to educate individuals about life settlements and facilitate the investment process. The specific services available to you may vary based on your account type and eligibility.

3. Important Disclaimers

Please read this section carefully. It contains important limitations regarding the nature of our services.

  • MyLifeSettlements is not a registered investment adviser, broker-dealer, or financial planner under federal or state securities laws.
  • All content provided on this Site, including articles, videos, guides, and any other materials, is for educational and informational purposes only and does not constitute investment advice, financial advice, tax advice, or legal advice.
  • Past performance does not guarantee future results. Any references to historical returns or performance figures are provided for illustrative purposes only.
  • Life settlement investments involve risk, including the potential loss of your entire investment. The value of life settlement contracts depends on numerous factors including life expectancy, policy terms, and market conditions.
  • You should consult your own qualified financial advisor, legal counsel, and tax professional before making any investment decisions.

4. User Accounts

Certain features of the Site require you to create an account. When you create an account, you agree to:

  • Provide accurate, current, and complete information during registration and keep your account information updated.
  • Maintain the confidentiality of your password and account credentials.
  • Accept responsibility for all activities that occur under your account.
  • Notify us immediately of any unauthorized access to or use of your account.

We reserve the right to suspend or terminate your account at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that is harmful to our platform, other users, or our business.

5. Acceptable Use

You agree not to use the Site for any unlawful purpose or in any way that could damage, disable, or impair the Site. You specifically agree not to:

  • Attempt to gain unauthorized access to any part of the Site, other accounts, or any systems or networks connected to the Site.
  • Use automated means (bots, scrapers, crawlers) to access or collect data from the Site without our prior written consent.
  • Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.
  • Upload, post, or transmit any content that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable.
  • Interfere with or disrupt the integrity or performance of the Site or its underlying infrastructure.

6. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, videos, software, and the overall design and layout, is the property of MyLifeSettlements LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from the Site without our prior written permission.

7. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by MyLifeSettlements. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we are not responsible or liable for any damage or loss caused by the use of any such third-party content, goods, or services.

8. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.

9. Limitation of Liability

THE SITE AND ALL CONTENT, SERVICES, AND MATERIALS PROVIDED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MYLIFESETTLEMENTS LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR INVESTMENT RETURNS, REGARDLESS OF THE THEORY OF LIABILITY.

ALL INVESTMENT DECISIONS ARE MADE AT YOUR OWN RISK. WE DO NOT GUARANTEE ANY PARTICULAR OUTCOME OR RETURN ON INVESTMENT.

10. Indemnification

You agree to indemnify, defend, and hold harmless MyLifeSettlements LLC and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney’s fees) arising out of or relating to: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your infringement of any third-party rights.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to these Terms or your use of the Site shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you hereby consent to the personal jurisdiction of such courts.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the “Last Updated” date at the top of this page. We may also notify you of significant changes through email or a prominent notice on the Site. Your continued use of the Site after any modifications constitutes acceptance of the updated Terms.

13. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and MyLifeSettlements LLC regarding your use of the Site and supersede any prior agreements or understandings, whether written or oral.

14. Contact Information

If you have any questions or concerns about these Terms, please contact us:

MyLifeSettlements LLC
28 NE 11th Street
Miami, FL 33132
Email: info@mylifesettlements.com
Phone: (847) 902-5202